Not all applicants qualify for the lowest available rate.īy using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. ^Rates are not guaranteed and are subject to change. “M1” refers to M1 Holdings Inc., and its affiliates. *M1 Plus is a paid membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. *Lowest fixed rates available to M1 Plus members only, subject to credit history, income, term of loan, and other factors. There is no Annual Fee for the Owner’s Rewards Card. APR will vary with the market based on the Prime Rate. ![]() Full terms of the Program can be found at m1.com/legal/agreements/HYSA_Agreement and a complete list of participating banks in the program can be found at m1.com/legal/agreements/depositnetwork.ĪPR ranges from 19.99% – 29.99% based on creditworthiness of the applicant. Deposits may be insured up to $5,000,000 through B2’s Insured Deposit Network Program. Additional FDIC insurance coverage is provided through B2’s Insured Deposit Network Program involving other FDIC insured depository institutions. Cash back rates of 2.5% – 10% require an active M1 Plus subscription (billed at $95 annually or at $10 monthly).ģ B2 Bank is a member FDIC institution and does not itself provide more than $250,000 of FDIC insurance per legal category of account ownership as described in FDIC regulations. ![]() ![]() Rates are subject to change.Ģ 1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Higher APY rate subject to paid M1 Plus subscription. Stated APY is valid from date of account opening. 1 Obtaining stated APY (annual percentage yield) or opening a savings account does not require a minimum account balance.
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